The privacy layer
for onchain finance.
Hold, pay and run payroll without showing the world every amount. Trade privately next.
The problem
Every wallet is a
public bank statement.
Payroll
Pay a team onchain and every salary is public, forever.
Treasury
Balances, suppliers and runway are readable by anyone.
Trading
Every position and trade size is visible, so others copy or front-run you.
AI agents
An agent's wallet shows every tool it pays for, and its strategy.
Why now
Real money is moving onchain, in public.
$306B
in stablecoins in circulation
$33T
moved in stablecoins in 2025, more than the big card networks
$226B
a year in business payments, up 733% in a year
Stripe and Paradigm launched Tempo, a payments chain. Robinhood put stocks onchain. Agents now pay over HTTP. All of it on public rails.
The solution
One private balance you can
pay from and prove from.
Add money
Stablecoins, crypto or tokenized stocks go into the vault. Your balance becomes private.
Pay privately
Send, run payroll or let an agent pay. Amounts and people stay hidden.
Prove what's needed
Show a bank, landlord or accountant one fact, and nothing else.
Product
Live today at gloam.trade
Private balance
OUSD and pathUSD on Tempo, USDG, ETH and stocks on Robinhood Chain.
Private payments
Hidden amounts, a private note, a relay that hides your wallet.
Payroll
Upload a CSV, pay the team, repeat it monthly with a cap.
Payment requests
A link or QR code that asks to be paid. Nothing goes onchain.
Proofs
Proof of funds, of payment, or of a payroll total.
For builders
SDK, partner API, MCP server and a private MPP payment method.
Built to be trusted
Private,
not a mixer.
AI agents
Agents pay privately, inside limits you set.
Agents are the fastest growing payer onchain, and the most exposed.
Market
Every stablecoin payment is a customer.
TAM
$33T a year
All stablecoin volume, public by default today.
SAM
$226B a year
Business payments: salaries, suppliers, treasury.
SOM
$2.3B a year
1% of business payments through Gloam, three years after mainnet.
Business model
We earn when private money moves.
0.1%
In and out
On every deposit and cash out. Railgun charges 0.25%.
API
Partners
Wallets and apps add private payments with an API key and set their own fee. Live now.
$99
Team plans
A month for scheduled payroll, approvals and accountant proofs.
At 0.1% in and 0.1% out, $2.3B a year of volume is about $4.6M in revenue, before partners and plans.
Traction
Built and live in three weeks.
$405k
shielded on testnet so far
6
zero-knowledge circuits, proven in the browser
2
networks live: Tempo and Robinhood Chain
3
packages on npm for apps and agents
Competition
Where Gloam fits
| Who | What they do | Who it's for |
|---|---|---|
| Railgun | Private DeFi on Ethereum and L2s | Crypto-native traders |
| Hinkal | A privacy API for apps | Developers on EVM chains |
| Tempo Zones | Private zones the operator can see into | Enterprises on Tempo |
| zkdesk | A private treasury desk | One team's treasury |
| Gloam | Self-custodial private money with proofs | People, teams and AI agents, on the new payment chains |
Go to market
Three ways in
Teams that pay in stablecoins
Start with crypto-native teams and contractors. One private payday shows the value in a minute.
Agent builders
Reach them inside the tools they use: MCP, MPP, Claude Code, Codex and Cursor plugins.
Wallets and apps
The partner API puts Gloam inside other products, and they earn their own fee.
Roadmap
From testnet to mainnet
Now
Live on two testnets
Payroll, proofs, agents, partner API, OUSD and USDG.
Next
Private trading
Trade stocks and crypto from a private balance. Built and tested, switched on once it's provably solvent.
Then
Mainnet with caps
Key ceremony, external audit, launch with deposit limits, then team accounts.
Team
Built by a security researcher
Duke
Founder · @dukedotsol
Smart contract security researcher. Found and disclosed critical bugs in live DeFi protocols.
Wrote Kensho, an open audit playbook, and built Aumo, an autonomous yield agent on X Layer.
Make onchain finance
private by default.
Raising our pre-seed to reach mainnet
Audit and ceremony
An external audit and a multi-party key ceremony.
Mainnet launch
Live on Tempo and Robinhood Chain with deposit caps.
First 50 customers
Teams running payroll and agents paying privately.